We exist for one move: equity out, next property in.
DSCR Cash-Out Refinance is a specialist desk for investors who already own rentals and want the equity inside them working on the next acquisition.
What we focus on
Plenty of companies will quote you a mortgage. Fewer will sit with your schedule of real estate owned and ask the strategic question: which property should carry the cash-out, how much should it pull, and what does that do to the next purchase? That is the conversation we are built for.
We work exclusively on business-purpose financing for non-owner-occupied investment property — single rentals, small multifamily, short-term rentals and portfolios, held personally or in an entity. We do not arrange loans on homes you live in.
How we work
We are a mortgage broker, not a lender. We arrange and shop financing from wholesale lenders whose business-purpose programs fit your property and plan. The wholesale lender sets its own guidelines, underwrites the file, approves it and funds the loan. Our job is to understand the scenario, find the programs that fit, explain the trade-offs honestly and manage the process to closing.
- Plan first. Every scenario starts with what the cash is for.
- Both ceilings, every time. We size cash-out against value and rent so there are no surprises after the appraisal.
- No rate teasers. We do not advertise pricing because it depends on your specific scenario. You will see real, written options before you commit.
- Plain disclosure. Costs, broker compensation and prepayment terms are laid out in writing.
Who stands behind the brand
DSCR Cash-Out Refinance is a Loan Daddy LLC brand, NMLS 2827624.
Broker, not lender
NMLS #2827624
AZ CMB Licensed · #CMB-2016143
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
See full license details on our licensing page.
Find out what your rental equity can buy.
Tell us about the property and the next move. We will shop wholesale lenders and show you realistic cash-out options, side by side.