:root{--vault:#0f3b2e;--vault-2:#154a3a;--vault-deep:#0a2a21;--copper:#e07a2e;--copper-dk:#b85a17;--brass:#d9b45a;--paper:#f5efe3;--paper-2:#ece3d2;--card:#fffdf8;--ink:#10201a;--ink-2:#3a4741;--muted:#5f6b64;--line:#d8ccb6;--bad:#a3361f;--ok:#1f7a4f;--radius:4px;--shadow:6px 6px 0 var(--ink);--display:"Arial Black","Segoe UI Black","Helvetica Neue",Arial,sans-serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;--serif:"Iowan Old Style","Palatino Linotype",Palatino,"Book 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var(--ink)}.btn-copper:disabled{opacity:.55;cursor:not-allowed;transform:none}.btn-ghost{background:transparent;color:inherit;border-color:currentColor}.on-dark .btn-ghost{color:var(--paper)}.on-dark .btn-ghost:hover{color:var(--brass)}.btn-sm{padding:9px 14px;font-size:.92rem}.btn-block{width:100%}.site-header{background:var(--paper);border-bottom:2px solid var(--ink);position:sticky;top:0;z-index:40}.header-row{display:flex;align-items:center;justify-content:space-between;gap:20px;height:72px}.brand-link{display:block;flex-shrink:0}.wordmark{width:236px;height:auto;aspect-ratio:300/56}.main-nav{display:flex;align-items:center;gap:22px}.main-nav a:not(.btn){color:var(--ink);text-decoration:none;font-weight:700;font-size:.95rem}.main-nav a:not(.btn):hover{color:var(--copper-dk)}.mobile-nav{display:none;position:relative}.mobile-nav summary{list-style:none;cursor:pointer;font-weight:800;border:2px solid var(--ink);padding:6px 12px;border-radius:var(--radius)}.mobile-nav 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h1{color:var(--paper)}.hero h1 em{font-style:normal;color:var(--copper)}.hero-lede{font-size:1.22rem;color:#d7e0da;max-width:600px}.hero-ctas{gap:14px;margin:28px 0 40px}.hero-ctas,.hero-strip{display:flex;flex-wrap:wrap}.hero-strip{gap:10px 26px;padding:18px 0 30px;font-family:var(--mono);font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;color:#b9c7bf}.hero-strip span:before{content:"■ ";color:var(--copper)}.hero-art{align-self:end}.hero-art svg{width:100%;height:auto;aspect-ratio:520/460}@media (max-width:900px){.hero-grid{grid-template-columns:1fr}.hero-art{max-width:440px}}.page-hero{background:var(--vault);color:var(--paper);padding:56px 0 60px;border-bottom:2px solid var(--ink)}.page-hero h1{color:var(--paper);max-width:900px}.page-hero .lede{font-size:1.18rem;color:#d7e0da;max-width:720px}.page-hero .crumbs,.page-hero .crumbs a{color:#b9c7bf}.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0 0 22px;font-size:.85rem;font-family:var(--mono)}.crumbs li+li:before{content:"/";margin-right:6px;opacity:.6}.crumbs a{text-decoration:none}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2,.grid-3{display:grid;gap:24px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:1fr 1fr}}@media (max-width:620px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}.card{background:var(--card);border:2px solid var(--ink);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.card p:last-child{margin-bottom:0}.card-link{display:block;color:inherit;text-decoration:none;transition:transform .12s ease}.card-link:hover{color:inherit;transform:translate(-2px,-2px)}.card-link .more{display:inline-block;margin-top:8px;font-weight:800;color:var(--copper-dk)}.card .num{font-family:var(--display);font-size:2.4rem;line-height:1;color:var(--copper);margin-bottom:10px}.on-dark .card{background:var(--vault-2);color:var(--paper);border-color:#061a14;box-shadow:6px 6px 0 #061a14}.icon-tile{width:52px;height:52px;margin-bottom:16px}.ledger{border:2px solid var(--ink);background:var(--card);box-shadow:var(--shadow)}.ledger-row{display:grid;grid-template-columns:64px 1fr;gap:18px;padding:22px 24px;border-bottom:1px dashed var(--line)}.ledger-row:last-child{border-bottom:0}.ledger-row .tag{font-family:var(--mono);font-weight:700;color:var(--copper-dk)}.ledger-row h2.as-h3,.ledger-row h3{margin-bottom:4px}.ledger-row p{margin:0;color:var(--ink-2)}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:2px solid #061a14}.step{padding:28px 24px;border-right:2px solid #061a14;position:relative}.step:last-child{border-right:0}.step:before{counter-increment:step;content:"0" counter(step);display:block;font-family:var(--display);font-size:2.6rem;color:var(--copper);line-height:1;margin-bottom:12px}.step p{color:#cfd8d2;margin:0}@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}.step:nth-child(2){border-right:0}.step:nth-child(-n+2){border-bottom:2px solid #061a14}}@media (max-width:560px){.steps{grid-template-columns:1fr}.step{border-right:0;border-bottom:2px solid #061a14}.step:last-child{border-bottom:0}}.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}@media (max-width:900px){.split{grid-template-columns:1fr}}.cta-band{background:var(--copper);border-top:2px solid var(--ink);border-bottom:2px solid var(--ink);padding:56px 0}.cta-band .inner{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}.cta-band h2{margin:0;max-width:720px;color:#1a0d03}.cta-band p{margin:8px 0 0;color:#2b1608;max-width:680px}.cta-band .btn{background:var(--ink);color:var(--paper);box-shadow:4px 4px 0 #6b3510}.cta-band .btn:hover{color:var(--brass)}.prose{font-size:1.08rem}.prose h2{font-size:clamp(1.45rem,2.6vw,1.9rem);margin-top:1.8em}.prose h2.as-h3,.prose h3{margin-top:1.5em}.prose ol,.prose ul{padding-left:1.3em;margin:0 0 1.2em}.prose li{margin-bottom:.45em}.prose blockquote{margin:1.5em 0;padding:4px 0 4px 20px;border-left:5px solid var(--copper);font-family:var(--serif);font-size:1.2rem;color:var(--ink-2)}.quick-answer{background:var(--card);border:2px solid var(--ink);border-left:10px solid var(--copper);padding:22px 26px;margin:0 0 36px;box-shadow:var(--shadow)}.quick-answer .eyebrow{margin-bottom:6px}.quick-answer p{margin:0;font-size:1.1rem}.callout{background:var(--paper-2);border:2px dashed var(--ink-2);padding:18px 22px;margin:1.6em 0}.callout p:last-child{margin:0}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;align-items:start}.content-aside{position:sticky;top:96px;display:grid;gap:20px}@media (max-width:960px){.content-layout{grid-template-columns:1fr}.content-aside{position:static}}.aside-card h2.as-h3,.aside-card h3{font-size:1.05rem}.aside-card ul{list-style:none;padding:0;margin:0}.aside-card li{padding:7px 0;border-bottom:1px solid var(--line)}.aside-card li:last-child{border-bottom:0}.faq-list{border-top:2px solid var(--ink)}.faq-list details{border-bottom:2px solid var(--ink);padding:0}.faq-list summary{cursor:pointer;list-style:none;padding:20px 44px 20px 0;font-weight:800;font-size:1.08rem;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";position:absolute;right:6px;top:14px;font-family:var(--display);font-size:1.6rem;color:var(--copper-dk)}.faq-list details[open] summary:after{content:"–"}.faq-list .answer{padding:0 0 22px;color:var(--ink-2);max-width:760px}.on-dark .faq-list,.on-dark .faq-list details{border-color:#3b6d5d}.on-dark .faq-list .answer{color:#cfd8d2}.on-dark .faq-list summary:after{color:var(--copper)}.lead-form{display:grid;gap:16px}.field{display:grid;gap:6px}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media (max-width:560px){.field-row{grid-template-columns:1fr}}label{font-weight:700;font-size:.92rem}input,select,textarea{font:inherit;font-size:1rem;padding:12px 13px;background:#fff;color:var(--ink);border:2px solid var(--ink);border-radius:var(--radius);width:100%}input::placeholder,textarea::placeholder{color:#8b938e}input:focus,select:focus,textarea:focus{outline:3px solid var(--copper);outline-offset:0}.consent{grid-template-columns:22px 1fr;align-items:start;gap:12px}.consent input{width:20px;height:20px;margin-top:3px;padding:0;accent-color:var(--vault)}.consent label{font-weight:500;font-size:.88rem;color:var(--ink-2)}.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.form-block,.form-error{margin:4px 0 0;padding:12px 14px;border:2px solid var(--bad);background:#fbe9e3;color:#6f200f;font-weight:600;font-size:.95rem}.form-note{font-size:.82rem;color:var(--muted);margin:0}.form-success{border:2px solid var(--ok);background:#e6f4ec;padding:26px}.form-shell{background:var(--card);border:2px solid var(--ink);box-shadow:var(--shadow);padding:30px}.form-shell,.form-shell h2,.form-shell h2.as-h3,.form-shell h3{color:var(--ink)}.calc{display:grid;grid-template-columns:1.05fr .95fr;gap:32px;align-items:start}@media (max-width:900px){.calc{grid-template-columns:1fr}}.calc fieldset{border:2px solid var(--ink);background:var(--card);padding:22px;margin:0 0 20px;display:grid;gap:14px}.calc legend{font-family:var(--mono);font-weight:700;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;padding:0 8px;color:var(--copper-dk)}.calc-hint{font-size:.85rem;color:var(--muted);margin:0}.calc-output{position:sticky;top:96px;background:var(--vault);color:var(--paper);border:2px solid var(--ink);box-shadow:var(--shadow);padding:28px;min-height:360px}.calc-label{font-family:var(--mono);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--brass);margin:0 0 4px}.calc-big{font-family:var(--display);font-size:4.4rem;line-height:1;margin:0 0 14px;font-variant-numeric:tabular-nums}.calc-result h2.as-h3,.calc-result h3{color:var(--paper)}.calc-result.tone-bad .calc-big{color:#ff9a7a}.calc-result.tone-thin .calc-big{color:var(--brass)}.calc-result.tone-ok .calc-big,.calc-result.tone-strong .calc-big{color:#8fe0b5}.calc-breakdown{margin:20px 0;border-top:1px solid #3b6d5d}.calc-breakdown div{display:flex;justify-content:space-between;gap:12px;padding:8px 0;border-bottom:1px solid #3b6d5d;font-variant-numeric:tabular-nums}.calc-breakdown dt{color:#cfd8d2}.calc-breakdown dd{margin:0;font-weight:700}.calc-breakdown .total dd,.calc-breakdown .total dt{color:var(--copper);font-weight:800}.calc-ceiling{background:var(--vault-deep);padding:16px 18px;margin-bottom:20px}.calc-ceiling .fine{font-size:.82rem;color:#b9c7bf;margin:0}.calc-empty{color:#cfd8d2}.guide-card h2.as-h3,.guide-card h3{font-size:1.25rem}.guide-meta{font-family:var(--mono);font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}.site-footer{background:var(--ink);color:#c9d3cd;padding:64px 0 40px;border-top:2px solid var(--ink)}.footer-top{display:grid;grid-template-columns:1.6fr repeat(4,1fr);gap:32px;padding-bottom:40px;border-bottom:1px solid #2c3a34}@media (max-width:960px){.footer-top{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}}.footer-brand p{font-size:.92rem;margin-top:16px;max-width:360px}.footer-col h2{font-family:var(--mono);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--brass);margin-bottom:12px}.footer-col ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}.footer-col a{color:#e7ede9;text-decoration:none;font-size:.93rem}.footer-col a:hover{color:var(--copper)}.compliance{padding-top:28px;font-size:.84rem;line-height:1.6;color:#aab6af}.compliance strong{color:#f5efe3}.compliance a{color:#e7ede9}.compliance .fine{margin:0}.license-panel{background:var(--card);border:2px solid var(--ink);border-left:10px solid var(--vault);padding:22px 26px;margin:28px 0}.license-panel p:last-child{margin:0}.table-wrap{overflow-x:auto;margin:1.4em 0}table{border-collapse:collapse;width:100%;background:var(--card);border:2px solid var(--ink);font-size:.97rem}td,th{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--vault);color:var(--paper);font-weight:800}.notfound{min-height:60vh;display:grid;place-items:center;text-align:center;padding:80px 0}.notfound .code{font-family:var(--display);font-size:clamp(5rem,16vw,10rem);line-height:1;color:var(--copper);margin:0}.pill-list{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:0}.pill-list a{display:inline-block;padding:8px 14px;border:2px solid var(--ink);border-radius:999px;text-decoration:none;color:var(--ink);font-weight:700;font-size:.92rem;background:var(--card)}.pill-list a:hover{background:var(--copper);color:#1a0d03}.muted{color:var(--muted)}